Are you searching for best sites like Perpay? Wondering what’s the fastest way to get money? Want to get access to money quickly without the pain of these loans? Don’t worry, you’ve come to the right place! In this article I’m going to discuss the best sites that are like Perpay.
Prepay is a simple buy now, pay later solution. Select your favorite product, fill the cart and choose Perpay as your payment option. Even though, Perpay is good for some users, it might not be right for you. Luckily, there are several alternatives which you can use. Checkout the guide below for 7 best sites like Perpay.
7 Best Sites Like Perpay [Best Alternatives]
“Buy Now Pay Later” services are prospering in growth as they are amazing alternative to credit cards and also has great flexibility, zero interest and instantaneous credit checks which ensure that these services are forever here to stay.
Affirm is one of the best sites like Perpay that allow you to shop anytime at any store and pay over time with no penalties, no late fess or hidden costs of any kind. All you have to do is to look for your preferred store, fill your cart and select the payment choice you like best.
To use Affirm, you are supposed to have a good credit rating. Sometimes a down payment is required for some borrowers while making a purchase, if the borrower doesn’t agree to make the down payment, then Affirm may not accept the purchase.
Quadpay is another Buy Now, Pay Later platform that provides savvy shoppers more liberty and flexibility to pay later anywhere at any time. Consumers are allowed to split any purchase into four installments for over six weeks, without any hidden fees or zero interest. It serves over thirty-thousand merchants and over four million customers.
Quadpay’s main aim is to make a world where everybody has access to the things they require and need from life and to allow modern customers with easy, simple, clear and financially responsible payment tools. Likewise, it allows their consumers to increase AOV without hurting their buying power down.
Sezzle is a financial technology platform that is on a task to financially improve the next generation. Consumers are allowed to split any purchase into four interest free installments for over six weeks, without any hidden fees or zero interest. It serves more than two million shoppers and thirty-four thousand merchants.
It is one of the best sites like Perpay that allows shoppers around Canada and the United States to have control of their spending and be more responsible and gain complete access to financial liberty. Not only that, it also offers its shopper to postpone their payment once for free and the extreme fee for later payment is $10.
Afterpay is an Australian financial technology site functioning in the United Kingdom, Australia, Canada and New Zealand. It is one of the best sites like Perpay that offers short term financing (Buy Now, Pay Later) loans interest free. Even though it does not charge any interest, it can charge late fees if you don’t make the payment on time.
Customers are allowed to use Afterpay to make a purchase online or in stores and pay for their buying in four installments over a six-week period. It uses a flexible spending limits that are specific to each customer and for each purchase.
Klarna is a financial platform that offers online financial services including direct payments, payments for online storefronts and post purchase payments. Its point-of-sales loans for in-store and online allow consumers to buy now and pay later at famous retailers such as Etsy, Sephora, Macy’s and Foot Locker.
You can be able to pay in four installments for every two weeks and these installments are interest fee. However, the company may charge a late fee of up to $7 if the payment is unsuccessful after two tries and there is no penalty for early payment.
Unlike any other Buy Now, Pay Later sites, Splitit allows you to use your existing VISA and Master cards credit without paying interest. Your transactions are agreed depending on your available credit card. You don’t require any application, registration or credit check to initiate a payment plan.
Furthermore, it allows merchants to expand conversion rates and increase average order value by providing consumers a simple and easy way to pay for purchases over time without needing extra approvals.
Viabill is another best site like Perpay that permits you to pay for your purchases over time, without interest. In this way, you can be ale to buy and enjoy now at a price that suits you. All you need to do is to choose a product, fill your basket and select Viabill as your payment option.
It effortlessly integrates into your website’s checkout flow and allows higher conversion, larger AOV and revenue.
The Bottom Line
BNPL services are significantly installment payment platforms. This means, you can buy something now at a fraction of its price, and you pay off the remaining amount in some time. However, keep in mind that the accessibility of “Buy Now Pay Later” services does not mean that you can be able to purchase anything without limit.
So, I hope the above article on 7 best sites like Perpay has helped you select the best option that suits your needs and preferences.