12 Loan Apps like Possible Finance [PayDay, Cash Advance]

apps like possible finance alternatives

Searching for the best loan Apps like Possible Finance? What’s the fastest way to get money? A payday loan, a payday loan is a short-term loan that is usually repaid in a single payment on your next payday. Sometimes you require fast cash.

We often think of payday loans to turn for quick cash as we want to quickly access money without the pain of these loans.

Possible Finance is the best payday loan that is fully licensed and regulated. Even though it offers several advanced features, it might not be suitable for you. Fortunately, there are numerous other apps.

Best Apps like Possible Finance [Similar & Alternatives]

Hence, let’s look at some Possible Finance alternatives so you can find the best option for your next personal loan or to build credit history.

Here are the best Possible Finance alternatives that allow you fast payday access.

Earnin

earnin apps like possible finance

Earnin is another Possible Finance alternative that’ll advance you up to $100 per day and up to $500 per pay with zero interest. With the COVID pandemic, Earnin lets you to cash out on your joblessness checks as well.

Apps like Brigit and Possible Finance also uses unemployment benefits and other non-job income.

Furthermore, in addition to the cash advance feature, Earnin has a host of additional tools, including medical bill concession, cashback for shopping, overdraft alerts, and a budgeting calendar.

Since there is no membership fee, you’ll be asked to tip $0-14 for each early payment that you’ll receive.

Payday/ Cash advances

The maximum payday advance you can receive through Earnin is $100. If you continue to use the app and pay all your advances successfully, you might even be eligible for an advance up to $500.

If you’ve borrowed the maximum eligible amount, you can’t get more money until your next pay cycle starts.

Repaying Advance

The repayment period depends on the total amount of money you can receive during each pay period.

You can be able to check your current daily and pay period Max amounts and know more about the factors that are utilized to examine them by just click on “Max Info” on your home screen.

On your next payday, it’ll automatically deduct the amount you’ve borrowed from your checking account.

How does Earnin work?

To use Earnin, you’ll have to require a stable payday, a mobile phone and an active checking account. All you need to do is link your bank account and provide your employment information to assist them in identifying your pay schedule.

You’ll also have to provide your personal information like email address, paycheck information, and employer information.

Once it is done, you can be able to add your salary by sending them your electronic timesheet or just link your earnings automatically through its “Automagic Earnings” feature.

It can also help you prevent overdraft fees with the “Balance Shield” feature. The only catch is that remote workers, freelancers, and those with various jobs are not eligible for the payday advances in Earnin.

As it needs your banking and other personal information, Earnin uses bank-grade security like 256-bit encryption to protect your information.

Pricing 

Although Earnin doesn’t charge compulsory fees, interest or have any hidden costs, it does ask for an optional “tip” at the Cash Out. It also doesn’t charge any monthly fee and is entirely free to download.

Customer Support

If you need any help with Earnin, you can contact their customer support by emailing them at [email protected].

Pros Cons
It doesn’t charge any interest and tips are completely optional Borrowing limits are lower than other payday apps
You can quickly access your money Eligibility is restricted depending on how you’re paid
Balance Shield feature can help prevent overdraft from your account  
It assists you to prevent late payment  
Doesn’t require any credit check  

Dave

dave possible finance alternatives

Dave is one of the best apps like Possible Finance. It’ll help you improve your financial health with their incredible financial tools.

So, it is a budgeting application that can loan you up to $100 from your paycheck without any interest, and it is easy to advance money from your pay, and there’s no credit check.

It even monitors your budget and predicts your future expenses. That means, if it feels that your expenditure is more than you have in your bank account, Dave will alert you about your excessive usage. You can also be able to have a bank account and debit card with Dave.

Payday/ Cash advances

The maximum payday advance you can receive through Dave is $100. If you are approved for the cash advance, you can be able to choose from the standard or express funding options.

The standard funding option is entirely free, but it might take up to three business days to get the cash. The express funding option lets you receive your money on the same day, but you’ll be supposed to pay a small fee.

Once you’ve received a cash advance, you’ll not get more money till your account is paid completely. It doesn’t review your credit history or report your payments to credit bureaus.

Repaying Advance

You can be able to repay your advances either on your next payday or the following Friday, based on how much you borrow. You can also change your repayment date by contacting their customer service.

How does Dave work?

You should have a steady paycheck that your direct deposit into a bank account like your checking account to get started with Dave.

You’ll need to provide your email address, mobile phone number, low balance alert amount, and other personal information.

Once you’ve set up your account, it’ll examine your income and spending habits, as well as the regular balance of your bank account and uses predictive analysis to know how much money is coming and going out of your account.

You can manually delete or add products to make sure your budget accurately reflects your current expenses, and it even lets you build your credit score by making on-time payments.

Pricing 

It doesn’t charge any interest, but the company asks for optional “tips” provided by people who use the service. Users’ tips represent a large percentage of the app’s income.

It only charges a monthly fee of $1, which will be deducted directly from your linked bank account every month. Nevertheless, you can be able to earn free months by making purchases at specific businesses.

Customer Support

If you need any help, you can visit https://support.dave.com or call them at 1-844-857-3283 between 4 AM to 10 PM from Monday to Friday and between 5 AM to 5 PM on Saturday and Sunday.

You can also contact Dave by sending an email to their support team at [email protected].

Pros Cons
User-friendly It charges a membership fee
It’ll alert you if it finds there is a risk of being over-drafted Low maximum cash advance limit
It doesn’t charge any interest and tips are completely optional It automatically withdraws money for repayments
You can get access to budgeting tools  
You can put your membership on pause  

Brigit

brigit app like possible finance

Brigit is a payday advance or cash advance platform that permits you to get up to $250 without a credit check and without any interest.

It charges a $9.99 membership fee per month which comes with the capability to get early payments and several other monitoring and budgeting tools. It even sponsors side gigs for its partner in the form of employment.

If you have Brigit Plus Membership, you will inevitably get money upfront if it thinks you’re in danger of overdrawing your account.

And it will also automatically take your compensations from your account on the next date of a recurring direct deposit.

Payday/ Cash advances

Once you’re qualified for the credit, Brigit makes sure that you can have access to $250 as long as your credit card balance hits zero. It doesn’t charge any overdraft fees, and you are completely free to choose the free or paid version of the app.

Repaying Advance

The repayment date will be given to you when you request your advances and it can be accessible at any time in the app. It’ll automatically withdraw the advance on your repayment date.

If you wish to repay the Brigit advance before your due date, you can select the “repay now” button.

How does Brigit work?

To get started with Brigit, you’re supposed to be older than 18 years and should have some identification, your average paycheck must be over $400, and you should have three or more recurring deposits from your company.

It uses an algorithm that helps you to avoid overdraft fees by automatically analyzing your checking account. If it predicts you’ll run out of money, it’ll be advancing you the cash to prevent you from going to overdraft your account.

Once you’ve repaid your loan, you can access another payday advance and this is all included in your monthly fee.

Pricing 

Brigit doesn’t charge any interest on payday advances, and unlike other apps like Dave and Earnin, it’ll not prompt you to “tip.”

Brigit offers both free and paid membership. However, its free version has minimal features when compared to the paid plan. Its paid membership – Brigit Plus, costs $9.99 per month. Its paid version offers instant deposits, auto advances, and credit protection & security.

Customer Support

If you need any help with Brigit, you can chat with a Brigit support expert between 9 am to 6 pm by submitting a request or simply send an email to [email protected].

They’ll usually respond to your mail within two business days, and they currently don’t support phone calls. You can also visit https://help.hellobrigit.com and explain your problem by providing your email address, phone number, bank name, and other required information.

Pros Cons
It offers extend due dates up to three times It charges a membership fee for early payment
Offers budget tracking tools It is not available for joint checking accounts
If Brigit thinks you might overdraw your account, it provides auto advances  
It’ll alert you if it finds there is a risk of being over-drafted  

Empower

empower

Empower offers cash advances with zero interest, and it doesn’t perform any credit checks. It also tends to save money by offering 10% cashback on the places where you shop, such as grocery stores, restaurants, gas stations and more.

Tell them your weekly savings target will examine your income and expenses daily to figure out when and how much you can afford to save. Then, it’ll automatically move that money from your spending account to your Empower AutoSave Account.

It works as a financial aggregator, which allows you to link all your financial accounts on your smartphone. In this way, you can view all your accounts on the application, but you can track your spending and even discover ways to save money.

Payday/ Cash advances

It gives you cash advances up to $250 for all eligible members with zero interest and it doesn’t charge any interest, late fees or perform a credit check.

Remember that to qualify for a cash advance with Empower, there are certain criteria for cash advance qualification such as your account must be healthy and active for at least 60 days with a minimum $500 average monthly income and three recurring deposits of $200.

Repaying Advance

You can get paid two days earlier than most standard banks. That’s all that Empower requires. Once you’re approved and got your cash advance, you can pay it back on your next paycheck.

How does Empower work?

Firstly, download the Empower app from the Google Play Store, Apple App Store, or the website.

To create an account, you should have a bank account at a US financial institution, Social Security Number and a valid US residential address.

You can then connect your active spending accounts and the app will show you various pre-loaded financial institutions for you to choose from. It also offers a debit card that comes with a number of valuable features.

People with these cards can use them to make purchases at retailers and fee-free withdrawals at over 37,000 ATMs across the country.

You can be able to set weekly savings goals and they’ll be able to determine when you have extra cash and when you’re running low.

You can use the budgeting feature to personalize your budget categories and track your spending every time. Likewise, you’ll be provided smart recommendations which will help you find extra savings in your budget, as well as a monthly report.

Pricing 

There are no hidden fees, no overdraft fees, no maintenance fees and no insufficient fund fees with the Empower Card account. Nevertheless, it charges $8 per month to access all the features like banking and budgeting tools.

You can also try its 14-day free trial period and when your trial period is over, you’ll be charged $8 every month. It also charges a 1% foreign exchange fee of the total transaction amount.

Customer Support

If you need any help with Empower, you can connect with their customer support by sending an email to [email protected] or call them at (888) 943-8967 between 9 Am to 6 Pm, Monday to Friday.

You can also chat with their team through the app between 9 Am to 6 Pm, Monday to Friday.

MoneyLion

moneylion

MoneyLion is one of the apps like Possible Finance that does several things such as credit builder loans, personal loans, cash advances, checking accounts, credit score tracking, a loan marketplace, and managed investing.

MoneyLion boasts itself as “All-in-one mobile banking membership” as they offer a lot of products. It also offers cashback from shopping at major stores.

One of the main products is a checking account without any fees, and cash advances on your paycheck are interest-free.

It allows tips on cash advances and has a 5.99% APR credit building loans available for a membership plan which costs $19.99 per month. Even though the membership fee is pretty high, it does qualify you for some advanced products.

Payday/ Cash advances

MoneyLion offers loans up to $1,000, which depends on your condition. The APR ranges from 5.99% to 29.99 and consists of your MoneyLion Plus membership fee.

Remember that your payment can be higher based on the amount you borrow and the APR you’re provided.

By using the ‘Monthly Repayment Calculator’, you can predict your loan’s possible cost and monthly repayment.  

Repaying Advance

Every Credit Builder Plus loan has a 12-month term, and the payments are deducted from your bank account each month on your pay date.

If you wish to repay your loan sooner, you can have access to any funds in your “Credit Reserve Account.” You can also change your payment due date and reschedule it by contacting MoneyLion.

How does MoneyLion work?

To use MoneyLion, you should have a MoneyLion account. To create a MoneyLion account, you must be 18 years old and have a bank account. Once you have created an account, you can log in and access its services.

You can be able to choose to add free services like Instacash advances or paid services like Credit Builder Plus. You can apply for a Credit Builder Plus membership and ask for a credit builder loan.

For this, you’ll require your address, phone number, full name, social security number, and a bank account.

Once you are approved, it’ll advance a portion of your loan into your bank account, and the remaining money is deposited into a Credit Reserve Account to build your savings. MoneyLion will report your monthly payments to enhance your credit score.

Pricing 

MoneyLion’s Credit Builder Plus charges $19.99 per month. The amount you can borrow and your APR is based on your previous loans, credit history and finances.

Customer Support

If you need any help with MoneyLion, you can contact their customer support by calling them at 888-659-8244 or +1 (888) 704-6970 or visit https://moneylion.zendesk.com.

Pros Cons
It doesn’t charge monthly fee It doesn’t have any physical locations  
Personalized investment portfolios Only provides low advance amounts
Integrated digital personal finance  
No hard credit inquiry required  

FloatMe

floatme

With FloatMe’s innovative tools, employees can get ahead of their finances and make better decisions. It helps you to save money, prevent overdrafts, manage your finances, meet bills and access your wages early.

It supports over 10,000 financial institutions, including Wells Fargo, Navy Federal Credit Union, Bank of America, Chase, and USAA. Currently, it doesn’t support Varo, Chime or prepaid cards. You can check any connected account and track your cash inflows and outflows.

Your complete data is secured with then bank-grade protection – 256-bit encryption.

Anyone can access their growing library of tools, articles, and other personal resources like budgeting, strategies, taxes, emergency funds and many more.

Remember that it doesn’t offer loans, it just gives you access to the money that you’ve already earned by validating your employer.

Cash advances

It lets you to borrow up to $50 before your next paycheck, but new users usually only have access to $10 to $30. It might even let you borrow up to $100 when you require it most, with no interest and credit check.

Nevertheless, it needs validating your linked account where you receive your recurring direct deposits from your company or employer. Keep in mind that you’ll be limited to how much you can get in advance.

Payday/ Repaying Advance

Your payback date is locked in once you take an advance, but if you want to change, you need to notify them at least 48 hours before your repayment date.

How does FloatMe work?

Like any other pay advance apps, FloatMe works by advancing you the money that you’ve already earned through your work but haven’t received yet. You can get started in just two minutes by simply linking your bank account and telling them where you work.

You’ll just have to meet a few basic requirements to get an advance through FloatMe, this consists of a positive bank account balance, direct deposits from the employer, the debit card attached to an active checking account and income of at least $200 per paycheck.

Once you’ve finished your account setup, you can instantly use its personal articles, view your overdraft risk, manage your finances, track your finances, check what you’re spending and where, and access your earned wages early.

Pricing 

It charges a monthly membership fee that costs $1.99 a month. Apart from this, you don’t have to pay for interest and thus have complete access to automatic savings and overdraft alerts. You can also try its 30 days free trial and have full access to every feature it has to offer.

Since it is one of the least expensive subscriptions for a payday advance, it can be the best option for you and also, its saving options and overdraft protection makes it more worthwhile. 

Customer Support

Do you require help with FloatMe? You can be able to submit a support request and access a huge library of help guides and articles at floatme.zendesk.com or email them at [email protected].

CashNetUSA

cashnetusa

CashNetUSA is another similar Possible Finance alternative. It is one of the few conventional payday financiers that have Google Play Stores and iTunes that suit the standards and work well.

The payday moneylenders offer installment loans, payday loans, and lines of credit through mobile platforms.

You can apply for a line of credits, make payments, request and extension, get a loan from $100-$1000, and much more.

Unlike other apps such as Dave, Earnin, etc., there is no membership or tips fee according to the protocols, but interest rates can be high and will run in the hundreds of percentage points.

Payday/ Cash advances

All the available loan amounts can vary from state to state and payday loans usually come in amounts ranging from $100 to $600, whereas installment loans range from $100 to $3,500.

Repaying Advance

Your loan must be repaid within 8 to 35 days, based on your next pay date. Once you log in to your CashNetUSA account, you can click on the “Payments” tab to make a payment towards your outstanding balance.

Clicking on the “Make a Payment” tab takes you to a page where you can select the amount you would like to pay.

Depending on your state of residence, loan type, and application information, you can be able to adjust your due date.

If you fail to repay the amount within your 6 to 24-month repayment term, it’ll not allow you to borrow another cash advance.

How does CashNetUSA work?

In order to qualify for a CashNetUSA loan, you are supposed to have an active checking account that will accept an electronic transfer of funds and have to fill out an online form that asks for your basic personal information and banking details.

Also, you should be a US citizen or should have a permanent resident with a verifiable income and a checking account to apply. Once you’re approved, you’ll receive your funds the same day or next business day.

It uses an approval process that takes into account credit info and scores other than your FICO scores. This means you can be eligible to get a personal loan even with FICO scores on the low side.

Pricing 

CashNetUSA charges a fee for every cash borrowed. These loan fees and the repayment terms will entirely depend on the place you live. 

It comes with high-interest rates ranging from 85.00% APR to 449.00% APR, thus making your loan very expensive.

Customer Support

If you need any help with CashNetUSA, contact our Customer Service Team via email at [email protected] or call them at 888.801.9075. 

Pros Cons
Possibility to get cash quickly with approval Its fees and rates depend on where you live.
Loans are easy to apply It is not available in all states.

Chime

chime possible finance alternatives

Chime is one of the great alternatives from apps like Possible Finance that has your back. It is a financial technology company and not a bank.

You can keep your money with Two-Factor Authentication or face ID or Touch ID security features, get paid up to two days prior with direct deposit, overdraft up to $200 fee with no hidden fees.

Furthermore, it has no monthly maintenance fees, foreign transaction fees, or minimum balance fees.

Chime SpotMe is an optional service that offers no fee service that needs $500 in succeeding direct deposits to the Chime expenditure account every month.

Payday/ Cash advances

Even though Chime provides a cash advance of up to $200, it actually starts out with only a $20 advance or overdraft. It’ll deposit your paycheck as soon as your employer deposits it into your account. You can withdraw your advances two days before the regular payday.

Repaying Advance

It’ll automatically withdraw your loan amount on your payday.

How does Chime work?

Chime provides a program that improves your direct deposits and makes them available up to two days early. As soon as you create a direct deposit into your spending account, you’ll be eligible and can select to get your payment up to two days early.

If you get a direct deposit of at least $200 every month, you can be able to enroll in Chime’s SpotMe service. It lets you overdraw your account by up to $20 on debit card purchases without any fee.

Based on your direct deposit amounts & frequency, account history, spending habits and other factors, it can enhance your SpotMe allowance to up to $200 or more. If you want to build your credit history, it also offers a ‘Credit Builder Card.’

Pricing 

Although Chime’s spending account is entirely free, it does charge $2.50 for every transaction at out-of-network ATM, and you’ll have to deposit cash at the Green Dot location, which may charge a fee.

It also doesn’t charge any monthly fee, no overdraft fee or service fees and doesn’t require any minimum balance.

Customer Support

If you need any help with Chime, you can contact their customer support by emailing [email protected] or calling them at 1-844-244-6363.

Pros Cons
You can easily and quickly create an account It doesn’t have any physical branches
Chime card makes your spending withdrawal easy There is spending limits on purchases and withdrawals
Improves credit  
Automatic saving tools to enhance your habits  

Vola Finance

vola finance apps like possible finance alternative

Once you’ve connected this app to your bank account, Vola Finance will keep an eye on the whole thing to make sure you manage your money better.

As soon as your account hits $35 or less, the app will send you a notification. However, you can only borrow up to $300, and you must have an average balance of $150 or so.

Payday/ Cash advances

The maximum amount you can access through Vola Finance is up to $300 with zero interest.

Repaying Advance

Vola automatically deducts repayments from your bank account and if you want, you can also make payment earlier without any prepayment penalties.

Also, if you find out that you don’t have enough funds to repay your advance, you can be able to request an extension of up to 10 days.

You just have to click on ‘request extension’ on the active advance or email them at [email protected].

As soon as you repay your advance, you can then borrow again after five days, this gap period is known as the ‘cool-off’ period.

How does Vola Finance work? 

Once you have downloaded the Vola Finance app on your device, you just have to create an account and provide the necessary basic information. Once you are done, you can request an advance.

Once you request an advance to your bank account, it usually reaches you in less than five business hours.

It also offers a choice to get an advance on the Vola Card through which you will receive the advance to your card immediately.

It divides your spending pattern to assist you in budgeting your upcoming expenses and discovering a way to save money.

If it finds out that you are getting low on your balance, it’ll alert you before so that you don’t need to pay overdraft or NSF fees. In this way, it ensures that your bank balance doesn’t go low.

Pricing 

Although the app is completely free to use, Vola charges a monthly membership fee. The most basic membership plan starts from $4.99, and it states that the average subscription charge is $7.99.

Customer Support

If you need any help with Vola Finance, you can connect to their customer support by emailing [email protected].

Pros Cons
Early payments are not determined by previous working hours Low maximum advance
Notifies when bank account balance is low You have to sign in to bank account to view membership costs and tiers
Offers several financial tools  

Branch

branch possible finance alternative

Branch is one of the best apps like Possible Finance, which offers budgeting, wage advances and a checking account.

It states itself as “Banking for Working Americans.” You can get waged up to $100 as an early payment and get you to pay two days prior than usual as long as your pay goes to your Branch checking account through direct deposit.

There are no membership fees or any hidden fees associated with the Branch. Nevertheless, to access funds immediately, there is a $3.99 transaction fee or else, you’ll have to wait up to three business days to get the funds.

Payday/ Cash advances

The maximum amount you can access on any day through Branch is $150 and the maximum you can get per pay period is $500. The amount you are eligible is usually depended on the number of hours you work and the wages due.

Repaying Advance

On your next scheduled payday, Branch will automatically withdraw the advance money from your checking account.

If you find that your pay date is scheduled for a different date, you can contact Branch to reschedule to avoid any overdraft fees from your bank.

How does Branch work?

You can simply start using Branch by downloading the Branch app from Google Play Store or Apple App Store. Then, you can create an account and add your work location, payroll card or debit card, employer name and bank account information which is completely optional.

It may take up to 24 hours for your account verification. Once your bank account has been verified and your Branch account is activated, you can be able to request your first paycheck advance.

It analyses data from your device, including handset details and transaction messages to decide whether to lend money or not.

It doesn’t require any credit checks, and the provider will provide you a repayment date that will coincide with your next paycheck. Apart from pay advances, it also offers various other services related to your financial well-being and work schedule.

Pricing 

It doesn’t charge any interest or late fee, or membership, but it may ask you to leave a tip in exchange for the service.

If you want to access your money quickly, you might have to pay. It charges $2.99 to $4.99 for an instant advance to your linked debit card or bank account, based on your transfer amount.

Nevertheless, it doesn’t charge any fee for the standard advance, but it might take up to three business days to receive the money.

Customer Support

If you need any help with the Branch, you can contact their customer support by sending an email to [email protected] or call them at 866-547-2413. You can also visit https://support.branchapp.com and submit your request.

Pros Cons
It doesn’t charge any advance fee Limited advanced amounts
It doesn’t have any membership fee Should have a Branch mobile app to request advances

Kora

boro

Boro, now Kora is a money management service that allows college students borrow money who are not able to access a loan. It offers auto loans and microloans to college students.

You can access its custom spending tips, automatic expense tracking and monthly spending goals. Furthermore, it’ll also send you daily credit-score updates and credit-building tips.

Cash advances/ Pay day

Boro offers two borrowing programs – BoroCash and BoroDrive. BoroCash offers personal loans from $50 to $2,000 to college students in over 15 US states.

Repaying Advance

You can be able to pay back your loan over periods of over one, three, six or twelve months can choose to make payments monthly or fortnightly. It’ll automatically deduct your repayments every month.

How Does Kora Work?

To meet its basic eligibility, you should be enrolled in a US school, live in an eligible state, be a US resident or must have an applicable visa and if you are a graduate student, you must have a 2.0+ or 3.0+.

Depending on the information you’ve provided in your profile, you’ll find out instantly whether you are approved for a loan or not.

As soon as you’re approved, you’ll have the ability to choose your loan amount and payment terms. You will typically get your funds within two business days.

Pricing

Depending on your loan amount and payback period, you’ll see your interest as a percentage and how much interest you’ll pay with every payment. Interest rates can range from 15.00% to 19.00%.

It doesn’t charge any fee to apply for a loan and the application will not affect your credit score. If you are late on a payment for over 15 days, it charges a late fee of $15, which may affect your credit score.

Customer Support

If you need any help with Boro, you can contact their customer service by sending an email to [email protected] or by calling them at 1-800-840-6604 between 9 Am to 6 Pm.

Visit https://koramoney.com/contact-us for more information.

Pros Cons
$0 prepayment fee Interest rates can range from 15.00% to 19.00%
Funding is available within 1 business day It charges a late fee of $15

Klover

Klover offers zero-interest cash advances or paycheck advances to users that are significantly small loans that are provided you to access cash and pay it back as soon as your paycheck arrives.

In order to use the app, you’ll have to provide your personal financial information like your balance information and account transaction history.

It uses the data you’ve provided and associate you with financial products and services. You can be able to earn reward points to get some extra cash. You can achieve this by answering few questions, scanning receipts or by watching videos.

Cash Advances/ Pay day

You can borrow p to $100. Although the starting maximum amount is lower than the other cash advance apps, it uses a point system to increase the limit.

Repaying Advance

Your cash advance money will automatically deduct from your bank account on your next payday.

How Does Klover Work?

You’ll have to sign up for Klover by providing some basic information and linking your checking account. Also, you should have a minimum of three consecutive direct deposits over the past 2 months.

Once you’ve finished creating your account, you’ll have to wait for 1 to 2 days to get your account verified.

You can then request a cash advance, which usually takes 1-2 business days for the money to be deposited into your account. However, you can also choose to same-day deposits but it charges a small fee, whereas the standard direct deposit is completely free.

You can be able to increase your limit through its point system. These points can be increased by the regular use of the app and can be redeemed for a Boost or extra cash deposited directly into your account.

10 Best Apps Like Klover [Best Alternatives]

Pricing

It doesn’t charge any interest or hidden fees. Nevertheless, it takes out the same amount that you’ve borrowed. The standard deposit option is completely free and it usually takes 1-2 business to process the money.

On the other hand, the immediate debit option charges a fee ranging from $1.99 to $14.99. you’ll receive the money in your account the same day you’ve requested.

Customer Support

If you need any help with Klover, you can contact Klover customer support by submitting your request at https://joinklover.zendesk.com/hc/en-us/requests/new. You’ll probably get the response within 3-4 business days!  

Pros Cons
It doesn’t charge interest or any hidden fee It doesn’t allow any extensions on repaying the cash advance
Your requested money will be deposited within hours or 1-2 business days It doesn’t help build credit
You can earn rewards  

The Bottom Line

What did you choose? As there are so many applications and tools are available for to take control of your finances, it can be pretty difficult to know what exactly is the best one for you.

Before choosing any app, consider which platform offers a quick and easy application process, low rates of interest, and the products that you need for your bank loans.

The above 10 best Possible Finance alternatives are not only popular on Google Play Store and Apple App Store, but they are also direct lenders and providers.

So, I hope the above article on the 10 best apps like Possible Finance has helped you choose the best app that suits your needs and preferences.

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1 Best Apps like Possible Finance [Similar & Alternatives]

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