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6 Best PayWithMoon Alternatives to Try Out in 2024!

6 Best PayWithMoon Alternatives to Try Out in 2024!

PayWithMoon Alternatives: Hey there, fellow crypto enthusiasts!  Tired of the same old crypto payment routine? 

Yearning for options that not only simplify your life but also add a little sparkle to your crypto journey?  Well, you're in for a treat. 

PayWithMoon has been rocking the crypto world, but we've dug up some hidden gems that might just steal your heart. 

In this article, we're delving into PayWithMoon alternatives that offer a little extra flavor and a whole lot of excitement. So, fasten your seatbelts, and let's embark on this crypto adventure!

List of PayWithMoon Alternatives

1. Bitrefill

Bitrefill PayWithMoon Alternatives

Bitrefill is like your one-stop-shop for crypto awesomeness. Imagine using your cryptocurrencies to top up your mobile phone, snag gift cards, and even pay those pesky bills. 

Sounds like a dream, right?

Key Highlights

  • World Domination: Bitrefill supports over 170 countries, which means it's pretty much your go-to no matter where you are on this big blue planet.
  • Gift Card Galore: If you're a fan of gift cards (who isn't?), Bitrefill's got your back with a smorgasbord of options from your favorite retailers, from Amazon to Netflix.
  • Zoom, Zoom, Lightning Fast: Thanks to its Lightning Network integration, you can kiss those waiting times goodbye and enjoy near-instant transactions.
  • Mobile Magic: Forget about fumbling with cash – top up your phone with crypto, and you're good to go.
  • Discounts Galore: Want more bang for your buck? Bitrefill hooks you up with rewards and discounts on purchases. The more you use it, the more you save!


The fees for using Bitrefill vary depending on the payment method and the country you are in.

For example, the fee for buying a gift card with Bitcoin is 1% in the United States. 

2. eGifter


eGifter takes gifting to a whole new level, allowing you to buy, send, and redeem gift cards using your beloved cryptocurrencies.

Key Highlights

  • Gift Card Wonderland: Picture this: a treasure trove of gift cards from your favorite spots, just a few clicks away.
  • Gifting, Simplified: Surprise your loved ones with digital gift cards – it's the ultimate way to show you care.
  • Crypto Bonanza: Get rewarded for your shopping escapades on eGifter with points you can cash in for discounts.
  • Mobile Magic Redux: eGifter has a nifty mobile app that lets you shop on the fly, because who has time to sit at a computer these days?
  • Need It Now: Forget waiting – your digital gift cards are delivered within minutes. Instant gratification at its finest!


eGifter charges a fee of 3.5% for purchases made with credit cards. There are no fees for purchases made with ACH or RTP.

eGifter also charges a fee of $25 for bank wire transfers.

3. CoinDebit


CoinDebit is your passport to a world where cryptocurrencies are just as handy as your trusty old wallet.

Key Highlights:

  • Crypto Cocktail: CoinDebit supports multiple cryptocurrencies, giving you the power of choice.
  • Worldwide Wonder: With global acceptance, you can wave goodbye to those awkward “Sorry, we don't accept crypto” moments.
  • Cash, Please: Need some cash? No problem. CoinDebit lets you withdraw cash from ATMs – talk about convenience!
  • Mobile Marvel: Their mobile app is the bee's knees for managing your card and transactions.
  • Fort Knox Security: CoinDebit takes your security seriously, with top-notch encryption and anti-fraud measures.


CoinDebit charges the following fees:

  • Issuance or replacement cost: £4.95/€4,95
  • Crypto-to-fiat conversion fee: 2.49% of the transaction amount
  • ATM withdrawal fee: £1.95/€1.95 per withdrawal
  • Inactivity fee: £1.99/€1.99 per month if the card is not used for 90 days

There are no monthly or annual fees.

4. MoonPay


MoonPay is like the fairy godmother of crypto, magically turning your traditional payments into cryptocurrency.

Key Highlights

  • Crypto 101: MoonPay is perfect for crypto newbies, with a user-friendly onboarding process that won't leave you scratching your head.
  • Payment Party: Say hello to multiple payment methods – credit/debit cards, bank transfers, and more, making buying crypto a breeze.
  • Cryptoverse Variety: MoonPay supports a range of cryptocurrencies, so you can dabble in Bitcoin, Ethereum, and beyond.
  • Friendly Integrations: MoonPay buddies up with various crypto wallets and apps, making your crypto purchases even more versatile.
  • Sky's the Limit: Verified users enjoy higher transaction limits, giving you the freedom to buy as much crypto as your heart desires.


MoonPay charges the following fees:

  • Purchase fee: 4.5% or $3.99, whichever is higher
  • Network fee: A dynamic fee based on the blockchain network conditions

5. is the Swiss Army knife of crypto platforms, offering a crypto debit card, wallet, and investment opportunities all in one.

Key Highlights

  • Crypto Card Craze: With a Visa card, you can spend your crypto almost anywhere, just like regular money.
  • Rewards Galore: Stake CRO tokens and watch the rewards roll in, from cashback on card transactions to interest on your crypto stash.
  • Wallet Wonderland: Access a secure crypto wallet that lets you send, receive, and track your crypto assets with ease.
  • Earn, Baby, Earn: Why let your crypto sit idle? Earn interest with's Earn program.
  • Investment Avenue: Explore investment opportunities like the DeFi Wallet and Crypto Index – diversify your crypto game!

Fees's trading fees range from 0% to 0.075%, depending on your account level and whether you are a maker or taker. 

Their withdrawal fees vary depending on the cryptocurrency you are withdrawing, but for example, the fee for withdrawing Bitcoin is 0.0005 BTC.

7. Bitmama


Bitmama is like your friendly neighborhood crypto exchange – a place to buy, sell, and trade a smorgasbord of cryptocurrencies.

Key Highlights

  • Crypto Wonderland: Bitmama boasts an impressive lineup of cryptocurrencies, making it a haven for traders.
  • User-Friendly Vibes: Whether you're a rookie or a seasoned trader, Bitmama's user-friendly interface has got you covered.
  • Security First: They take your security seriously, implementing robust measures to keep your funds safe and sound.
  • Liquidity Love: With high liquidity, you won't be left twiddling your thumbs waiting for trades to go through.
  • Customer Care: Bitmama's customer support is as friendly as your grandma's apple pie, ready to help with any questions or issues.


Bitmama does charge a fee for the following:

  • Buying cryptocurrency with fiat currency on the instant buy/sell platform: 3%
  • Selling cryptocurrency for fiat currency on the instant buy/sell platform: 5%

Final Words

There you have it, folks – a whirlwind tour of alternatives to PayWithMoon that might just be your crypto soulmate. 

Whether you're hunting for a crypto debit card, craving a gift card bonanza, or itching to dive into crypto trading, there's an option that's tailor-made for you. 

So, why wait? 

Dive into the world of crypto with these incredible alternatives and start rewriting the rules of your financial adventure!


Are these PayWithMoon alternatives available globally?

Yes, most of these alternatives, such as Bitrefill and MoonPay, offer global services, making them accessible to users worldwide.

Can I use these alternatives to purchase cryptocurrencies with traditional payment methods like credit cards?

Absolutely! MoonPay and eGifter, for example, allow you to buy cryptocurrencies using credit/debit cards and bank transfers.

Are there fees associated with these PayWithMoon alternatives?

Yes, fees vary depending on the specific service and cryptocurrency. However, many of these alternatives offer competitive fee structures.

Do these alternatives offer mobile apps for on-the-go convenience?

Yes, several of these alternatives, including Bitrefill and CoinDebit, provide user-friendly mobile apps to enhance your crypto experience.