Affirm Not Working? Try these Methods to Fix it! [2023]

affirm not working

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Affirm Not Working?– Is Affirm not working for you? Or is Affirm down? If these are the issue you are facing currently, look no further! In this article, we’ll show you some ways to fix the Affirm not working issue.

Affirm is a publicly-traded financial technology that operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase.

You can shop stress-free at your favorite stores and pay later with the flexible buy now pay later option. And there will be no late fees, hidden costs, or penalties of any kind.

Moreover, it is partnered with over 29,000 merchants and lets you purchase from online or in-store retailers like Walmart, Nike, Amazon, Best Buy, Nordstrom, and more.

Affirm Not Working? [Explained]

Though Affirm is primarily dedicated to the eCommerce industries, it sometimes might stop working on certain platforms and even decline your payments. So, read on further to know why Affirm is not working and how to fix this issue.

Why is Affirm Not Working? 

There are a lot of reasons Affirm is not working. It can be because you are using the older version of the app, or poor internet connection, or your app’s cache might get corrupted.

In order to fix this, check out the solutions mentioned below to know how to fix the Affirm not working issue.

Affirm Prequalify Not Working

Basically, when you prequalify, you get an estimate of how much you can borrow. And it just takes a minute and won’t affect your credit score. 

You might not get prequalified when the information you’ve provided does not match what is on the public record. 

Affirm not working at checkout

Affirm may not appear at the checkout because if they see that your account has overdue payments, it will not approve your transaction and that’s why it won’t work at checkout.

So, in this case, you’ll need to ensure that you’ve repaid your payments on time.

Affirm Not Working on Walmart Website

Affirm on Walmart Website can be disabled for different reasons. Here, instead of Affirm, you can try using another form of payment to complete your transaction.

Affirm not Showing up at Checkout Amazon

When making a purchase on Amazon, select Affirm as your payment method and get payment options tailored to your cart.

At checkout you’ll need to enter some information to check your eligibility in real time. While applying for a pay overtime plan, it considers different factors, which can change based on when you apply and where you are shopping.

And sometimes, affirm on amazon might not work because Affirm is not eligible for certain purchases, including digital purchases like Kindle books, movies, gift cards, Whole Food Market or Amazon Fresh orders and carts under $50.   

So, while purchasing anything, Affirm is applicable for that product.

Affirm Denied Me

If your Affirm application was denied, you’ll have to check whether you have any pending repayments. Because if you haven’t paid on time, it might deny you for another transaction.

Moreover, there is a possibility that you might have mistakenly given the wrong information. So, you can visit here and fill out the form. 

Affirm Login Issue

If you are having trouble while signing in, there is a possibility that you might have forgotten your log-in information, or you might have entered the wrong information.

You can visit here for more information.

If the above solutions didn’t work, you can try the common troubleshooting solutions listed below and check if they helped. 

Is Affirm Down?

First and foremost, you need to check whether Affirm is down or not. Because most of the time, the server can be down as many people might be using the Affirm app at the same time.

In this case, you’ll need to wait for some time till the issue gets fixed on Affirm’s end. You can check the Affirm’s server status from here.

Check Internet Connectivity

There is a possibility that you may have a slow or poor internet connection. Therefore, make sure that you have a stable internet connection. Because a poor or unstable internet connection may prevent Affirm from working properly.

So, if you are connected to your home network, try using other internet connections or connect to your mobile network and check if this helps. You can also try restarting your modem or router.

Update the App

You might be using the older version of the app, which may prevent it from working properly because of some bugs or some minor issues.

If this is the case, make sure you have updated the Affirm app on your device to access safe and secure payments.

Because using the latest version ensures that you have all the latest features. Therefore, ensure you have the latest version of the Affirm app.

Affirm Customer Service

Lastly, if none of the solutions listed above work, all you need to do is to get in touch with Affirm’s customer service team.

You can email their customer support at [email protected] or [email protected] or call them at (855) 427-3729. You can also contact Affirm customer support through Twitter at @Affirm

Or you can visit Affirm’s help centre for more information.

Final Words: So, here are the solutions to fix the Affirm not working issue. Hopefully, the above article might have helped you to know how to fix the Affirm not working issue easily.


Does everyone get approved for Affirm?

Although Affirm pulls a soft credit check, it won’t affect your credit. So, if you have a good credit score, then there is a possibility that you might get approved easily.

Why was Affirm rejected?

If your application is rejected, then we can say that you may have given the wrong information.

Why are my items not eligible for Affirm?

If Affirm sees that you have a history of missed or late payments, you might not get qualified for your transaction.

Can Affirm be paid off early?

Yes. If you want to pay early, you can easily do it without any fee or penalties. Moreover, you can also prevent the interest that hasn’t accumulated yet.  

Want to Delete Affirm? How to Delete Affirm Account [Complete Guide]

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